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The way we were . . . the way we are.

Valley Savings Bank is a full-service financial institution with more than $100 million in assets. And Valley Savings Bank is so much more. Established in 1923 and built on a commitment to community and service, we offer our customers a complete set of banking tools without ever overlooking the importance of people serving people.

Valley Savings Bank takes pride in its ability to combine tradition with technology. Along with the latest efficiencies like online banking, electronic statements, home equity loans, online mortgage applications and ATMs, we offer the traditional tools that have stood the test of time. Through the years, we have provided countless individuals with the money required to purchase a home or start a business. And we’ve opened checking and savings accounts for countless more.

Most importantly, at Valley Savings Bank, we remain as dedicated to our community and customers as we did when we opened our doors as a savings and loan more than 85 years ago. To succeed as a locally owned and operated community bank – one that retains the service-oriented traditions of the past, while embracing the latest technologies of today – is indeed rewarding. It’s made us what we are today. And ensures we will be here to serve you in the future.

 Download the 2009 Financial Statement

 Download the Valley Notes Newsletter - Winter 2009

 

What our clients are saying...

Until I experienced the supportive and accommodating atmosphere at Valley, I didn’t realize what a great business partner a bank can be.

Marcy Cona,
Presdient, M.C. Hair Consultants, Inc.

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Mortgage Rates

15 Year Fixed Rate
Rate APR Points
3.875% 3.918% 0.000%
20 Year Fixed Rate
Rate APR Points
4.375% 4.409% 0.000%
30 Year Fixed Rate
Rate APR Points
4.500% 4.525% 0.000%

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In The Community

footer_communityAs a community bank, we have a hometown focus supported by world-class service. We believe knowing our customers by name, not by number, makes us unique.

Pathfinder Youth Savings

footer_pathfinder2Check out our Pathfinder Youth Savings Account. It’s pretty cool. And while you’re at it . . . play a few games and visit some awesome links.

Non-Profit Banking

footer_nonprofitDoing everything we can to help non-profit and charitable organizations is important to us. We offer a free checking account . . . and much more..