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Checking Accounts

We offer a variety of checking accounts to fit a variety of lifestyles. Everything from a completely free checking to an account for individuals age 50 and older to one designed for those who maintain a higher balance. The choice is all yours. Take a look at the list below, review your options and select the checking account best suited to your needs. It’s that simple.


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Completely Free Checking
No monthly service charge No minimum balance
50+ Free Interest Checking
Competitive interest No minimum balance
VIP Free Interest Checking
Competitive interest No minimum balance
High Performance Checking
Higher interest rates with balances of $2,500 or more Unlimited check writing
Indexed Money Market Investment Monthly service fee waived

Monthly service fee waived

 

 

Business Checking

Business Money Market Accounts. Maximum interest. Easy access to funds.

Find out more.

What our clients are saying...

Until I experienced the supportive and accommodating atmosphere at Valley, I didn’t realize what a great business partner a bank can be.

Marcy Cona,
Presdient, M.C. Hair Consultants, Inc.

Mortgage Rates

15 Year Fixed Rate
Rate APR Points
3.875% 3.918% 0.000%
20 Year Fixed Rate
Rate APR Points
4.375% 4.409% 0.000%
30 Year Fixed Rate
Rate APR Points
4.500% 4.525% 0.000%

More Information

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In The Community

footer_communityAs a community bank, we have a hometown focus supported by world-class service. We believe knowing our customers by name, not by number, makes us unique.

Pathfinder Youth Savings

footer_pathfinder2Check out our Pathfinder Youth Savings Account. It’s pretty cool. And while you’re at it . . . play a few games and visit some awesome links.

Non-Profit Banking

footer_nonprofitDoing everything we can to help non-profit and charitable organizations is important to us. We offer a free checking account . . . and much more..