Valley Savings Bank

Valley Savings Bank named Cuyahoga Falls Chamber Business of the Year!

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Debit Card Overdraft Protection OPT-IN

At Valley Savings Bank, we have made it a point to pay your debit card transactions regardless of whether funds exist in your account.

Because of new federal regulations, we now require that all account holders give us permission to cover everyday debit card transactions in the event of an overdraft, even if we have done so in the past. If you don’t give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account. 

The purpose of this website is to assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.

The link below will assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.

Begin Opt-in-Process

Mortgage Rates

15 Year Fixed Rate
Rate APR Points
3.000% 3.116% 0.000%
20 Year Fixed Rate
Rate APR Points
3.750% 3.842% 0.000%
30 Year Fixed Rate
Rate APR Points
3.875% 3.942% 0.000%

More Information

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In The Community

footer_communityAs a community bank, we have a hometown focus supported by world-class service. We believe knowing our customers by name, not by number, makes us unique.

Pathfinder Youth Savings

footer_pathfinder2Check out our Pathfinder Youth Savings Account. It’s pretty cool. And while you’re at it . . . play a few games and visit some awesome links.

Non-Profit Banking

footer_nonprofitDoing everything we can to help non-profit and charitable organizations is important to us. We offer a free checking account . . . and much more..

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