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Debit Card Overdraft Protection OPT-IN

At Valley Savings Bank, we have made it a point to pay your debit card transactions regardless of whether funds exist in your account.

Because of new federal regulations, we now require that all account holders give us permission to cover everyday debit card transactions in the event of an overdraft, even if we have done so in the past. If you don’t give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account.   The purpose of this website is to assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.

The link below will assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.

Saving the day and saving money...

Not only did Valley Savings help my company during a crisis, but we have also reduced our banking costs...

Ron Taggart,
President, Printing Concepts, Stow, Ohio.

Online Security
Improvements

Business Checking

Business Money Market Accounts. Maximum interest. Easy access to funds.

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Mortgage Rates

15 Year Fixed Rate
Rate	APR	Points
3.000%	3.116%	0.000%

20 Year Fixed Rate
Rate	APR	Points
3.750%	3.842%	0.000%

30 Year Fixed Rate
Rate	APR	Points
3.875%	3.942%	0.000%
More Information

Debit Card Overdraft
Protection Opt-In

In The Community

As a community bank, we have a hometown focus supported by world-class service. We believe knowing our customers by name, not by number, makes us unique.

Pathfinder Youth Savings

Check out our Pathfinder Youth Savings Account. It’s pretty cool. And while you’re at it . . . play a few games and visit some awesome links.

Non-Profit Banking

Doing everything we can to help non-profit and charitable organizations is important to us. We offer a free checking account . . . and much more..