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Loans & Borrowing

Whether you want to secure a mortgage loan for the purchase of a new home, refinance your current home or borrow against your existing equity, one thing is for certain. You’ve come to the right place. Valley Savings Bank is a home loan expert. With our new e-Rates Online, you can even research mortgage options, view interest rates and submit an application right from the convenience of your computer.


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Competitive Rate Earn Rewards
Mortgage Loans
Apply online anytime
Get rates via email
Home Equity Line of Credit
Prime base rates Interest only payments
 

Business Checking

Business Money Market Accounts. Maximum interest. Easy access to funds.

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Shopping a mortgage Loan?

Check out our new eRates. Research loan options and be notified by email when the rate you want is available. You can even apply online and obtain approval within seconds.

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Mortgage Rates

15 Year Fixed Rate
Rate APR Points
3.875% 3.918% 0.000%
20 Year Fixed Rate
Rate APR Points
4.375% 4.409% 0.000%
30 Year Fixed Rate
Rate APR Points
4.500% 4.525% 0.000%

More Information

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